For most families, buying a home means achieving the American Dream. And with housing costs rising higher each year, it’s more important than ever to make wise choices that enable you to achieve that dream while getting the most for your home-buying dollar. Other than the mortgage payment, the monthly utility bill often is a homeowner’s largest monthly expense. We spend more on energy than on the combined costs of our telecommunication needs – including local, long distance, cell phones, paging, cable, and Internet service.
By spending less on your energy bills, you’ll have more money available for your mortgage payments and be able to build equity in your home faster. The home also has a major impact on the environment. In fact, many people are surprised to learn that the average home produces twice as much greenhouse gas emissions as the average car.
An Energy Efficient Mortgage can help you finance cost-effective, energy-saving measures as part of your mortgage. These energy-saving measures will enable you to reduce your consumption of energy, lower your utility bills, help the environment, and increase the potential re-sale value of your home. And if you are upgrading an existing home, an Energy Efficient Mortgage can enable you to take advantage of the benefits it offers without having to move.
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